Chapter 9 presented the argument for university settings to use ERM. Chapter 12 presented the approach Intuit used to implement ERM. Compare the two use cases and discuss similarities (list in bulletin points) and differences (List in bulletin points). Do you agree with the approaches to implement an ERM and why? If you could change anything about the reasons to implement ERM in these case studies what would that be and why (List in bulletin points)? Would you implement the same ERM approaches in your current organization (or future organization)?